In itself it’s not that bad, just last week after upgrading Android 12 I did a factory reset on my S21 and during setup I got asked to install a bunch of bloatware, but I can skip it.
Other applications are system applications. Now you can discuss whether the mail, calendar, and browser app should be included on the phone, but I don’t know of any phone maker that doesn’t.
After I finished, I found Facebook and Netflix, and I could delete Facebook immediately (without turning it off). And Netflix has to include some DRM for better picture quality, so I can live with that, also because I’m using it.
Left around the Galaxy Store next to the Play Store on the device, it’s a bit weak.
Of course you can go ahead and remove components using ADB on the OS.

If you take Xiaomi, Oppo or another Chinese brand, you have at least the same, if not more junk. My previous Oneplus had the Facebook framework as a system app, it shouldn’t be removed in a normal way.

You can go for the Pixel, but it’s full of Google junk, or the iPhone, but it’s full of Apple crap, or Motorola, which is probably the least contaminated.