Grocery stores are becoming more expensive, as is energy and gasoline. It’s hard for first-time buyers to find a home. Students sometimes accumulate huge student debts. In this section, he tells young people how they are going, and Nybod gives advice.

Lisa (21 years old) still lives with her parents (but not now).

Income: 300 euros per month

• Training allowance: 300 EUR
• Healthcare allowance: 111 euros (goes to her parents)

Expenses: +/- 337 euros per month (her parents pay the rest)

• Room rent: 570 euros including gas, water, electricity and internet (her parents pay this amount)
• Tuition fee: 184 euros (paid by her parents)
• Health insurance: 150 euros (paid by her parents)
• Phone: €10 (her parents pay this)
• Food: +/- 200€ (as long as she lives in a room, she pays for it herself)
• Travel costs: +/- 17 EUR
• Clothes and fun stuff: +/- 100 EUR
• Spotify and Videoland subscriptions: €20

Student debt: none
“I am a fourth year journalism student at Ede. I already live with my parents, but from September I will be living in rooms in Utrecht for six months. Last year I also lived in Amsterdam for six months for an internship. Closing period. During the week I was just working and at the weekend I came home.”

“My parents pay all the costs of my studies, including the rent during my internship. If I wanted to leave the house, they would have paid that too. They also do that for my brother in The Hague. But it’s easy to drive Eddie to and I think it’s not a nice student town. Bonus On top of that, the room is very expensive. That’s why I don’t think it’s necessary to leave the house. That way I save my parents a lot of money.”

doubts

“When I started studying, I chose to stay near home. But during my studies I got to know new people, half of whom live in Eddie and the other half don’t. Sometimes I hesitated to move into rooms, because I thought it was cool, but then there were also two years of Corona, which made it completely unnecessary.”

lost a job

“So now I’ve been living in Utrecht for a few months. As long as I live in a room, I pay for my groceries out of my training allowance. I’ve worked several side jobs over the years, but not now. The last side job I was at GGD, where I did Looking for source and connection. It was possible from home and paid well, so this was very cold. But when the corona peak ended, I lost this job. Now I want to focus mainly on the internship. Although I may still be looking for a side job. On weekends.”

free student life

“I am very grateful to my parents that I have a free student life and that I do not accumulate student debt. I know how lucky I am. I know a lot of students who find it difficult to make ends meet.”

“I think it’s a shame we didn’t have a basic scholarship. I have nothing to complain about, but if I had had one, I might have moved into the rooms after all. That way you immerse yourself more in student life and build a new life and network.”

Marion Weirs is the public information consultant at Nybod.

Marion Nybod:

“If you start living on your own, you will incur all kinds of fixed expenses: rent, energy, home insurance, groceries, etc. To get used to, you can actually make a contribution to your parents. This gives you an instant overview of how much your own money is left over. Expenses, such as Health insurance, clothing and contributions. If your parents don’t need a contribution, they may be able to provide it for you. That way you can build a start-up capital.”

“Want to know where your money is? Be honest! Write down everything, including that coffee at the station and the scooter ride. Of course you have fun things to do. But if you can save on something, that’s the first thing. Take your food.” To the park, instead of eating lunch outside. Or invite friends at home instead of on the terrace. You can also share subscriptions to Spotify and Videoland with your roommates.”

Are you between eighteen and thirty years old? Want to tell us how to get around and also get tips from Knipod? Send an email to [email protected]. Include your age and financial situation.

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